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Metro Core Construction

Roofing FAQ

Do I need a roof inspection after a hailstorm?

Yes. Hail damage is not always visible from the ground. A professional inspection can identify damaged shingles, vents, flashing, gutters, and possible leak points before they become bigger problems.

How do I know if I have hail damage?

Common signs include missing granules, dark impact marks, dented gutters, damaged vents, cracked shingles, leaks, and water stains inside the home.

Does Metro Core work with homeowners?

Yes. Metro Core Construction provides residential roofing services for homeowners throughout the DFW Metroplex.

Do you offer free roof inspections?

Yes. We offer free roof inspections to help homeowners identify storm damage, roof wear, leaks, and potential repair needs.

Can you help with insurance claims?

Yes. We can document damage, provide inspection photos, prepare a roofing estimate, and help homeowners understand the repair or replacement process.

Will my homeowner's insurance cover hail damage?

Most homeowner insurance policies cover sudden and accidental storm-related damage, including hail and wind damage. Coverage depends on your policy, deductible, and the extent of the damage.

How do I know if I should file an insurance claim?

The best first step is to have your roof professionally inspected. If significant storm damage is present, filing a claim may be appropriate.

Will filing a claim increase my insurance premiums?

Insurance companies evaluate many factors when determining rates. Weather-related claims generally have less impact than claims resulting from negligence.

What is a roofing deductible?

A deductible is the amount you are responsible for paying before your insurance coverage applies. Your deductible amount is listed in your homeowner's insurance policy.

Can Metro Core waive my deductible?

No. Texas law requires homeowners to pay their insurance deductible. Contractors cannot legally absorb, waive, or rebate deductibles.

What should I do after a hailstorm?

Take photos if safe, schedule a roof inspection, document visible damage, and contact your insurance company if damage is confirmed.

How long do I have to file a hail damage claim?

Most insurance policies have deadlines for reporting storm damage. Prompt inspections and documentation are recommended following a storm.

What happens during an insurance adjuster inspection?

An adjuster will inspect your roof and property to determine the extent of storm damage and whether repairs or replacement are covered under your policy.

Can Metro Core meet with my insurance adjuster?

Yes. We can be present during the adjuster inspection to discuss observed damage and help ensure all storm-related damage is documented.

What if my insurance company denies my claim?

A denied claim does not always mean damage does not exist. Additional documentation or inspections may be needed.

What is Recoverable Depreciation?

Recoverable depreciation is the portion of your insurance settlement that may be paid after repairs are completed and documentation is submitted.

What is Actual Cash Value (ACV)?

Actual Cash Value is the value of your roof after accounting for age, wear, and depreciation.

What is Replacement Cost Value (RCV)?

Replacement Cost Value is the amount required to replace your roof with comparable materials at current market rates.

What if the insurance estimate is lower than the repair cost?

Insurance estimates can sometimes miss items. We can review the estimate and provide supplemental documentation when appropriate.

Will insurance pay for a full roof replacement?

If the storm damage is severe enough and coverage applies, insurance may approve a full roof replacement.

Can I choose my own roofing contractor?

Yes. Homeowners have the right to choose the contractor they want to perform the work.

How long does a roof replacement take?

Most residential shingle roof replacements can be completed in one to two days depending on size and weather conditions.

What type of roofing do you install?

We install and repair all major residential roofing systems, including asphalt shingles, impact-resistant shingles, metal roofing, standing seam metal roofs, clay and concrete tile, slate, cedar shake, composite roofing, synthetic roofing products, flat roofing systems, and low-slope roofing. We also provide storm damage restoration, flashing, ridge caps, vents, and complete roofing system replacements.

What should I do if my roof is leaking?

Protect the interior, move valuables away from the leak, place containers underneath, and contact Metro Core Construction immediately.

Can hail damage cause problems later?

Yes. Hail damage can shorten roof life and eventually lead to leaks, moisture intrusion, and costly repairs.

Why should I get my roof inspected even if I don't see damage?

Many forms of hail damage cannot be seen from the ground. Early detection can prevent much larger repair costs later.

What areas do you serve?

Metro Core Construction serves homeowners throughout Fort Worth, Dallas, Arlington, Keller, Southlake, Grapevine, Mansfield, Burleson, North Richland Hills, Bedford, Euless, Plano, and surrounding DFW communities.